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Protection

At Sage Mortgage and Protection we are just as passionate about making sure our clients have the correct level of protection as we are about getting the best mortgage. 

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There are several reasons to take out a protection policy and our skilled advisors will ensure that you understand all of the options available and will design a bespoke solution to meet your needs. 

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Here are just some of the reasons our clients choose protection:

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  • Pay off your mortgage if you die or become seriously ill

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  • Leave a lump sum for your children if you die

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  • Guarantee you can pay your financial commitments in the event you are unable to work due to accident or illness

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  • Repay debts or facilitate private medical care if you become seriously ill

Life Insurance

Life insurance protects your loved ones in the event of your death by paying a lump sum often used to repay a mortgage or to provide financial security when you are no longer here.

 

Income Protection

Income protection replaces the majority of your earnings in the event you are unable to work due to accident or illness. A monthly benefit is paid and is often used to honour your financial commitments such as bills and shopping, and is particularly necessary for those with no employer sick pay for the self employed.

Critical Illness Cover (CIC)

Critical illness cover (CIC) is designed to protect against the risk of serious illness,  such as cancer, heart attack and stroke. A lump sum can be provided to alleviate immediate financial concerns or can be used to fund private treatment. 

Accident & Sickness
Cover

Accident and sickness cover can pay a lump sum benefit in the event you suffer from a broken bone or spend an amount of time in hospital as a result of an accident or illness. It perfectly complements the other types of protection mentioned here and is particularly useful for manual workers, combat/ contact sports players.

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